glacier-ware

Financial Services for Every Stage

Whether you're just starting to manage your finances or looking to optimise your existing strategy, we offer services designed to meet you where you are.

Personal Budget Review

A comprehensive analysis of your income, expenses, and spending patterns. We identify opportunities to reduce unnecessary costs and redirect funds toward your financial goals. Includes a detailed report with actionable recommendations specific to your situation.

AUD 185 per session

Investment Strategy Session

Personalised guidance on building an investment portfolio aligned with your risk tolerance, timeline, and objectives. We discuss asset allocation, diversification principles, and how different investment vehicles may fit your overall strategy.

AUD 320 per consultation

Retirement Planning Consultation

Evaluate your current retirement readiness and explore strategies to maximise your superannuation. We review contribution levels, investment options within your super, and project potential retirement outcomes based on different scenarios.

AUD 275 per session

Debt Management Program

A structured approach to tackling debt effectively. We analyse your current obligations, interest rates, and payment schedules to create a prioritised repayment plan. Learn strategies like debt avalanche and debt snowball to accelerate your journey to being debt-free.

AUD 210 initial assessment

Tax Optimisation Review

Identify legitimate opportunities to minimise your tax burden within Australian tax law. We review deductions you may be missing, timing strategies for income and expenses, and superannuation contribution optimisation.

AUD 245 per review

Complete Financial Health Check

Our most comprehensive offering combines budget review, debt analysis, savings assessment, investment evaluation, and retirement projection into a single thorough examination of your entire financial picture. Ideal for those wanting a complete understanding of where they stand.

AUD 495 comprehensive package

Professional consultation meeting with financial documents

How Our Sessions Work

Each consultation follows a structured approach designed to maximise value for your time.

Pre-Session Preparation

You'll receive a questionnaire to gather relevant financial information before we meet, ensuring productive use of session time.

Analysis and Discussion

During the session, we review your situation together, answer questions, and discuss options appropriate for your circumstances.

Written Summary

Within 48 hours, you receive a documented summary of our discussion with specific action items and recommendations.

Frequently Asked Questions

Do I need to prepare anything before my session?

Yes, we'll send you a simple questionnaire after booking. Having recent bank statements and a rough idea of your financial goals helps us make the most of our time together.

Are sessions conducted in person or online?

We offer both options. In-person sessions are held at our Collins Street office, while online sessions use secure video conferencing. Both formats follow the same structure and deliver identical value.

How long does a typical session last?

Most individual service sessions run 60-90 minutes. The Complete Financial Health Check typically requires 2-3 hours, sometimes split across two meetings.

Can I book follow-up sessions?

Absolutely. Many clients find value in periodic check-ins to track progress and adjust strategies. Follow-up sessions for existing clients are available at a reduced rate.

Ready to Begin?

Take the first step toward better financial management.

Book a Consultation

"The investment strategy session was exactly what I needed. Clear explanations of options without any pressure to choose a particular path."

Andrew L.

Carlton

The information provided on this website is for general educational purposes only and should not be considered as personalised financial advice. Results may vary based on individual circumstances. This content is not intended to replace professional financial consultation. We recommend consulting with a qualified financial adviser before making any significant financial decisions. Past performance is not indicative of future results.

Our Services